Q. I am self employed without 3 years accounts, can I get a mortgage?
A. There are a number of mortgage lenders who will happily offer a mortgage based on 1 years accounts, an accountants reference or even as little as 1 year SA302 tax return, this is based on the fact that you will have a minimum of 25% deposit available, with a good deposit such as 25% lenders can be flexible with the underwriting criteria as the deposit offers security for the lender.
Q. Is there special deals available for first time borrowers?
A. A number of mortgage lenders offer special deals for first time buyers, currently first time buyers can borrow up to 95% of the property value at very competitive interest rates. Also there are schemes available where the initial costs such as valuation fee and lenders arrangement fees can be added to the loan to keep the initial costs to a minimum.
Q I have a low credit score, can I still get a mortgage?
A. Yes, no matter what your credit circumstances it is always worth talking to MMI Brokers because we know which lenders can take a more flexible approach to credit history, we have existing relationships with mortgage lenders and we are willing to use that influence to help you get a mortgage you need.
Q. How do I know I am getting the best deal?
A At MMI mortgage brokers we are what is known as a whole of market mortgage broker, this means that we search through all of the mortgages available in the UK to ensure you get the best deal for your circumstances. We use the latest technology to help us achieve this aim.
Q. Can foreign nationals get a mortgage in the UK
A. Yes, there are a small number of lenders who are offering mortgages to foreign nationals here in the UK, speak to one of our mortgage advisers today.
Q. Can I get a mortgage on a non standard construction property?
A. That depends on what the construction of the property is exactly but generally speaking there will always be a lender to cover most types of non standard construction for example high rise ex council flats, concrete construction etc. Call us today for details.
A. There are a number of mortgage lenders who will happily offer a mortgage based on 1 years accounts, an accountants reference or even as little as 1 year SA302 tax return, this is based on the fact that you will have a minimum of 25% deposit available, with a good deposit such as 25% lenders can be flexible with the underwriting criteria as the deposit offers security for the lender.
Q. Is there special deals available for first time borrowers?
A. A number of mortgage lenders offer special deals for first time buyers, currently first time buyers can borrow up to 95% of the property value at very competitive interest rates. Also there are schemes available where the initial costs such as valuation fee and lenders arrangement fees can be added to the loan to keep the initial costs to a minimum.
Q I have a low credit score, can I still get a mortgage?
A. Yes, no matter what your credit circumstances it is always worth talking to MMI Brokers because we know which lenders can take a more flexible approach to credit history, we have existing relationships with mortgage lenders and we are willing to use that influence to help you get a mortgage you need.
Q. How do I know I am getting the best deal?
A At MMI mortgage brokers we are what is known as a whole of market mortgage broker, this means that we search through all of the mortgages available in the UK to ensure you get the best deal for your circumstances. We use the latest technology to help us achieve this aim.
Q. Can foreign nationals get a mortgage in the UK
A. Yes, there are a small number of lenders who are offering mortgages to foreign nationals here in the UK, speak to one of our mortgage advisers today.
Q. Can I get a mortgage on a non standard construction property?
A. That depends on what the construction of the property is exactly but generally speaking there will always be a lender to cover most types of non standard construction for example high rise ex council flats, concrete construction etc. Call us today for details.
No hay comentarios:
Publicar un comentario