cant get a mortgage
If you have been refused a mortgage by your bank, building society or any other high street lender then its not the end of the process or indeed the world. you may not know that your bank or building society has a very restricted criteria when it comes to offering mortgages to their clients, for example you may be self employed and bank with one of the main high street lenders, they will no doubt ask for 3 years accounts and then the will only lend 3 times your income which doesn't help a lot of people in today's market. the answer is to speak to one of our mortgage advisors here at mmi brokers who will offer you the best mortgage rates available to your specific situation. You may have only 1 years accounts as a self employed person, then we can help, or you may be looking for 5 times your income and your bank lends 3 or 3.5 times. How do you know you are getting the best deal for your circumstances if you are only talking to your own bank. Your bank will be regulated by the financial services authority to give advice on their own products and if you read the small print it will say “there may be other mortgages available which would be better for you however we only advise on products we offer” so you are not getting the best advice without speaking to a whole of market mortgage broker.
People cant get a mortgage for a number of reasons including, less than perfect credit history, income not sufficient, low credit score, non UK national mortgage, non standard property construction, only 1 years accounts available, ex council property, right to buy mortgage, the list goes on, therefore if you cant get a mortgage with your bank or building society then call and speak to one of our expert mortgage brokers today and find the best mortgage rates uk.
If you have been refused a mortgage by your bank, building society or any other high street lender then its not the end of the process or indeed the world. you may not know that your bank or building society has a very restricted criteria when it comes to offering mortgages to their clients, for example you may be self employed and bank with one of the main high street lenders, they will no doubt ask for 3 years accounts and then the will only lend 3 times your income which doesn't help a lot of people in today's market. the answer is to speak to one of our mortgage advisors here at mmi brokers who will offer you the best mortgage rates available to your specific situation. You may have only 1 years accounts as a self employed person, then we can help, or you may be looking for 5 times your income and your bank lends 3 or 3.5 times. How do you know you are getting the best deal for your circumstances if you are only talking to your own bank. Your bank will be regulated by the financial services authority to give advice on their own products and if you read the small print it will say “there may be other mortgages available which would be better for you however we only advise on products we offer” so you are not getting the best advice without speaking to a whole of market mortgage broker.
People cant get a mortgage for a number of reasons including, less than perfect credit history, income not sufficient, low credit score, non UK national mortgage, non standard property construction, only 1 years accounts available, ex council property, right to buy mortgage, the list goes on, therefore if you cant get a mortgage with your bank or building society then call and speak to one of our expert mortgage brokers today and find the best mortgage rates uk.
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