jueves, 16 de febrero de 2012

Mortgage rates UK

UK Mortgage rates

mortgage rates in the UK have been rising over the last few weeks here in the UK, a number of lenders have re released their UK mortgage rates for both purchase first time buyers and remortgages alike.  Most mortgage lenders have adjusted the fixed rates and tracker rate ranges however there are still some great mortgage rates available if you speak to one of our expert advisors here at MMI Brokers where you may be able to beat the rate increases.  

So weather you are employed or self employed we can help find the best mortgage deal for your circumstances.  Buy to let rates are currently stable but what you need to avoid is the high arrangement fees currently being charged so to help you through the buy to let minefield call us today for details.  

If you have a number of unsecured debts like loans and credit cards then do not despair because we may be able to help you consolidate unsecured debt into a mortgage and therefore into a much lower mortgage interest rate possibly saving you thousands of pounds in interest payments.  

If you cant get a mortgage through the usual sources for example high street lenders for whatever reason weather its a low credit score or CCJ’s or defaults then call us today and speak to a mortgage advisor here today to help as we have a number of mortgage lenders who can accept borrowers with a less than perfect credit history.  

So for the best mortgage rates UK speak to one of our expert mortgage advisors today to find out what the best mortgage deal is for you, we are a UK whole of market mortgage broker so we know all the deals that are available on the high street and through specialist lenders.  

lunes, 13 de febrero de 2012

Mortgage brokers

Mortgage brokers

house prices are 1.8% lower than the were a year 2011, so it seems this may be a good time to get into the market i.e. a buyers market, as prospectors have announced that the market over the coming year 2012 will more than likely not see very much of a change. Of status depends on the European debt crisis.  Speculators are still not quite sure how the Eurozone will affect the UK housing market if the UK can avoid a pronged recession we expect stability in the hosting market in 2012 says chief economic analyser at Halifax hosting economic’s as the value of the average home in the UK today is very similar to the value of the middle of 2011 this indeed has held growth to the law level of interest rates.

It looks like house prices are being held artificially high at the moment by some factors, one being an extreme lack of house is for sale, and a historically low interest rate. Specialists from the Halifax group have speculated that the house prices from the North South divide will be hit the hardest where the economy is feeling it the hardest.

Mortgage broker, i need a mortgage

Mortgage brokers are telling new borrowers to expect mortgage rates to fluctuate in the months to come, as a number of major high Street lenders have increased the costs of their mortgages to first-time buyers. Mortgage brokers believe that the increased activity is because ebb and flow in the mortgage market. The first three months of 2012 as lenders are slightly concerned about the cost of lending in this current claim ,as we have seen in the last few days a couple of the lenders have raced their mortgage rates by up to 0.3 percentage points.

It seems that house prices fail in the first three months of 2011 when compared with the first three months of 2010. Speculators have stated that the fiest three months on three months comparison is is often known to be the best measurement of conditions in the housing market as last week’s survey from nationwide building society valued the average British home at £162,000 meaning houses fell by 0.2% this compared with December of the following year.The year on year measurement is calculated in a different way by Halifax and nationwide tend to measure the market slightly different, creating to different results the Halifax compares the previous three months with the same three months a year earlier to give a smoother comp are since rather than a direct comparisons of the equivalent months.